You will assist PIP in every reasonable manner to secure recovery.

Upon payment or replacement for loss or damage, all your rights to recover from the carrier, excluding amount equal to your deductible, are transferred to PIP.Any covered loss will be mailed to you or your Assignee within 10 business days of PIP’s receipt of all required claim documentation and requested damaged goods.All damaged property for which payment (not repair costs) or replacement has been requested or made, must on request, be returned to PIP. You will submit a completed PIP claim form, with claim related information copy of original invoice to consignee, and any other documentation or damaged packages that are requested to substantiate loss. All claims are to be submitted to PIP within 90 days of shipment, but no earlier than 30 days after shipment. You are to notify the carrier of non-delivery, damage or shortage within the carrier’s claim reporting period.If the premium payment is not received, all coverage and pending claim payments under this Policy will be suspended until reinstated by PIP.COVERAGE IS CONTINGENT upon carrier being liable for loss, damage or shortage.

PIP will not be liable if packages are not reported to PIP and related premiums not remitted. Coverage under this Policy shall be EXCESS of aforementioned.

PIP WILL NOT BE LIABLE for any loss, damage or shortage to property covered by other valid and collectable insurance nor for carrier’s liability.

Against loss or damage caused by nuclear reaction/radiation or radioactive contamination, all whether controlled or uncontrolled, and whether such loss be direct or indirect, proximate or remote, or be in whole or in part caused by, contributed to, or aggravated by the peril(s) insured against in this Policy however, direct loss by “fire” resulting from nuclear reaction/radiation or radioactive contamination is insured against by this Policy.

Against loss or damage caused by or resulting from: (a) hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack, (1) by any government or sovereign power (de jure facto), or by any authority maintaining or using military, naval or air forces or (2) by military, naval or air forces (3) by an agent of any such government power, authority or forces: (b) any weapon of war employing atomic fission or radioactive force whether in time of peace or war (c) insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence, seizure or destruction under quarantine or Customs regulations, confiscation by order of any government or public authority or risks of contraband or illegal transportation of trade.

Against loss or damage arising out of dishonesty on the part of the insured or insured’s employees.

Loss, damage or non-arrival of any package or its contents which (a) is addressed, wrapped or packed insufficiently, incorrectly or contrary to carrier’s packaging requirements or (b) bears a descriptive label or packaging which tends to describe nature of contents EXCEPT if required by Postal Laws and Regulations.

Merchandise shipped on consignment, memorandum or approval unless shipped in fulfillment of an order or request.

Loss from delay, deterioration, spoilage or contamination of perishable merchandise except when resulting from fire.

Coins, bullion, loose diamonds or stones, stocks, bonds, currency, deeds, evidence of debt, travelers checks, money orders, gift certificates, calling cards, lottery tickets, admission tickets, or any other negotiable documents.

PIP will not be liable for more than the declared value, actual cash value, cost to repair or replace, or Liability Limit, whichever is less. Insurance is underwritten by Parcel Insurance Plan (PIP)/Fireman’s Fund. economic or trade sanctions, such coverage shall be null and void.

However, whenever coverage provided by this policy would be in violation of any U.S. International coverage is also included for all carriers. THIS POLICY INSURES your packages (defined as a single shipping unit bearing a single carrier identification number) and their contents, usual to your business, against damage or loss from any external cause while in the care, custody or control of the United States Postal Service (USPS) or private parcel carriers during transit from your premises to locations within the United States of America (including its possessions and trusts) and Canada, EXCEPT as hereinafter excluded.

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